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Affordable Care Act Facts and Information

What is the New Law?

The new federal health care law has many functions:

  1. You can't be discriminated against. You can no longer be denied health care coverage because of a pre-existing condition.
  2. You may receive financial support. There is help for people with lower incomes who, in the past, may not have been able to afford health insurance. The cost will depend on the package you choose and your current income level.
  3. One important fact: People who don't sign up will pay a fine when they file their income tax return.
  4. You have the power to shop, compare and choose. Low-cost plans will cover everything from routine checkups, doctor visits and preventative care, to advance care including cancer screenings and prescriptions drugs. You pick the one that works for your budget and family.

When do These Laws Take Effect?

There has been a great deal of discussion and confusion about the new federal health care law. The biggest parts of the law start taking affect now:

  1. The health care marketplaces, which let you choose between a variety of different health care plans opened October 1, 2013.
  2. Actual insurance coverage through the marketplaces begins January 1, 2014.
  3. Financial assistance with insurance also begins January 1, 2014.

Where To Go To Get More Information

The health care marketplace for Colorado is being run as part of the state program. The primary websites that have information are:

Or call 1-800-318-2596 for information from the Department of Health & Human Services.